Products
Wealth management draws on a wide range of financial products to help individuals and families grow, protect, and transfer their wealth. Each product plays a pivotal role depending on your goals, risk tolerance, and life stage.
Life Insurance
Provides a tax-free payout to beneficiaries upon the policyholder’s death, helping replace income or cover expenses. Some policies also build cash value over time.
Health Insurance
Covers medical expenses like doctor visits, hospital stays, and prescriptions in exchange for a premium. It protects against high out-of-pocket healthcare costs.
Annuities
Insurance contracts that provide a stream of income, typically for retirement. They can offer fixed or variable returns based on the contract type
Disability Insurance
Replaces a portion of your income if you’re unable to work due to illness or injury. It helps maintain financial stability during recovery.
Long Term Care
Covers services like nursing home care, assisted living, or in-home assistance when you can’t perform daily activities. It helps protect assets from being depleted by extended care costs.
Investments
Financial products like stocks, bonds, or funds used to grow wealth over time. They carry varying levels of risk and return depending on the asset type.